First Time Homebuyer Assistance Loan Program

News | July 22, 2014

The City of Calipatria has established a First Time Homebuyer Assistance Loan Program.

The Calipatria First Time Homebuyer Assistance Loan Program will enable your family to move into a home that otherwise you might not have been able to afford. This program is available to qualifying low-income families that are currently looking to buy a home in the City of Calipatria.

How Does It Work?

  • The City of Calipatria offers down payment assistance that acts as a silient second mortgage. The maximum loan amount is $100,000.00.
  • Interest rate for the second mortgage is set at no higher than 3% with no payments due for 30 years.
  • The City of Calipatria's silent second mortgage becomes due and payable after 30 years from the close of escrow, unless the home is sold, refinanced, or title has changed.
  • Maximum home sales price is updated annually and are set at time of application.

If you would like more information or wish to make an appointment, please contact Mindy Hernandez at:

City of Calipatria, 125 North Park Avenue, Calipatria, Ca  92233  (760) 348-4141.

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